FZ Finance Bank
Parties to the Agreement
Loan Details
Loan Disbursement
Subject to completion of all required verification and formalities, the approved loan amount shall be disbursed to the borrower through the applicable approved payment method.
The borrower confirms that the payment details provided during the application process are correct.
Borrower's Obligations
The borrower agrees to:
- Provide accurate information and genuine documents.
- Use the loan amount for the stated purpose where applicable.
- Make repayments according to the agreed repayment schedule.
- Inform the lender of relevant changes in contact information.
- Cooperate with reasonable verification requirements.
- Comply with this Agreement and applicable terms.
Late Payment
If repayment is not made by the applicable due date, the borrower may be liable for applicable late-payment charges or other consequences specifically stated in this Agreement and permitted by applicable law.
Guarantor
Where applicable, the following guarantor(s) may be recorded:
Guarantor 1
Guarantor 2
The guarantor's responsibilities, if any, shall be governed by the applicable guarantor terms and this Agreement.
Documents
The borrower may have submitted documents including:
The borrower confirms that the documents submitted are genuine and belong to the applicant or have been provided with appropriate authorization.
Default
A default may occur if the borrower fails to comply with material obligations under this Agreement, including failure to make required repayments.
Consequences of default shall be limited to those permitted by this Agreement and applicable law.
Early Repayment
The borrower may request early repayment or closure of the loan, subject to the applicable loan terms and any permitted charges.
The borrower should contact FZ Finance Bank for the applicable outstanding amount before making a final repayment.
Communication
The borrower agrees that FZ Finance Bank may communicate with the borrower using the contact information provided during the application process for legitimate loan-related purposes, subject to applicable law.
Privacy and Data Processing
The borrower acknowledges that personal and document information may be collected and processed for loan application, verification, servicing, compliance, fraud prevention, record keeping and other legitimate purposes in accordance with the applicable Privacy Policy and law.
Borrower's Declaration
I, [BORROWER_NAME], declare that:
- The information provided by me is true and correct.
- The documents submitted by me are genuine.
- I have read and understood the loan terms.
- I understand the repayment obligations.
- I understand the applicable interest, charges and total repayment amount.
- I agree to repay the loan according to the agreed schedule.
- I have had an opportunity to review the applicable terms before accepting this Agreement.
Agreement Acceptance
By signing or electronically accepting this Agreement, the borrower confirms acceptance of the terms stated herein.
Authorization & Signatures
Authorized Representative
Borrower
Guarantor 1
Guarantor 2
This Agreement must be read together with the applicable loan schedule, disclosures, terms and other documents provided to the borrower.
In the event of any inconsistency, the legally applicable and duly executed loan documentation shall prevail.